John Paul Ramsey, 42 of Trion, is facing charges related to fraud involving payments for property improvements.
On December 12, 2024, Ramsey sent an invoice to a client (SAFE IRA Capital) for services he claimed he would provide, totaling over $40,000. Five days later, on December 17, the client paid more than $20,000 toward that invoice.
Then, on April 22, 2024, Ramsey sent another invoice—this time for over $60,000. This invoice included an HVAC installation as part of the promised work. The victim paid over $30,000 for these services.
Ramsey then hired an HVAC company to complete the installation but did not pay them after the work was done. As a result, the HVAC company placed a lien on the property, and the victim had to pay the HVAC company more than $16,000 to have the lien removed.
Authorities allege that Ramsey took the money under a contract and then defrauded the victim by not fulfilling his financial obligations.
Ramsey is charged with conversion of payments for real property improvements.
