Thinking about buying your first car? It’s a big step—and a big investment.
Whether you’re fresh out of school, starting a new job, or simply ready for your own ride, there’s a lot more to buying a car than picking the color. Here are some tips to help you navigate the process with confidence:
Know what you can afford. Use a car loan calculator to estimate monthly payments and make sure you leave room in your budget for insurance, gas, and maintenance.
Check your credit score. Your credit will impact your loan terms. If your score needs work, talk to us about improving it before you buy.
Get pre-approved for a loan. This not only helps you set a realistic price range, but also gives you bargaining power at the dealership.
Do your research. Compare makes and models, read reviews, and check the vehicle’s history if you’re buying used.
Test drive and inspect. Never skip the test drive. For used cars, consider a pre-purchase inspection from a trusted mechanic.
At Coosa Valley Credit Union, we make car buying easier with low-rate auto loans, flexible terms, and expert guidance from people who care. Let us help you get on the road—with confidence and financial peace of mind.
