If you’re a homeowner, you might be sitting on a valuable financial resource—your home equity. A Home Equity Line of Credit (HELOC) from Coosa Valley Credit Union can help you tap into that equity for renovations, education expenses, debt consolidation, or emergencies.
Ask yourself these key questions:
- Do you have enough equity? Generally, you’ll need at least 15–20% equity in your home.
- Is your need ongoing or one-time? A HELOC is great for ongoing or flexible expenses like home upgrades or college tuition.
- Can you handle variable interest rates? HELOCs usually have variable rates, so your payment can fluctuate.
- Are you financially disciplined? A HELOC is revolving credit, so responsible use is key to avoiding unnecessary debt.
Why Choose Coosa Valley for Your HELOC?
- Competitive rates
- Local lending decisions
- Friendly, personalized service
Explore Your Options
A HELOC could be a smart financial tool if used wisely. Let us help you determine if it’s the right choice for your goals—visit your local branch or call us to speak with a lending specialist.
