Using a checking account has many advantages over keeping money in cash. Not all accounts are the same, so before you open an account learn all the details. Here’s what you should know when you open one of these accounts:

  1. internet portal business plan kelly energy viagra online photo essay software beconase aq no prescription kas tai yra viagra essay writing my parents things to watch while doing homework viagra medstore online essay writer jobs source link disadvantages of using case studies is it safe to take a viagra will writing service halifax enter iphone 7 plus remove email account sad excuses for not doing homework help writing geography case study go to link can you take viagra with minoxin cialis generico pagar con paypal how long does diflucan stay in system is it ethical to buy term papers online source viagra ai soldati case study observation They Keep Your Money Secure. When you put money in a checking account at a federally insured credit union, the money is guaranteed to be there until you withdraw it or transfer it to someone else. This promise is backed up by the NCUA. If instead you hold onto money in cash form, it could be lost or stolen with no way to retrieve it. Keeping money in an account is safer.
  2. They Give You a Reliable Way to Pay Bills. You’ll get a checkbook and debit card when you open an account; this allows you to easily pay bills anywhere and at any time. You can also use your financial institution’s online bill pay system to pay bills electronically.
  3. You Can Manage Your Checking Account Online. Through your credit union’s website, you can monitor how much money you have in your account and see which of your checks and electronic payments have been paid. This means you always have accurate information about your finances.
  4. Some Accounts Are a Better Deal Than Others. All checking accounts offer some basic conveniences, but not all accounts have the same terms. An account may require you to have a certain amount of money called a minimum balance in the account at all times. You may also be charged a monthly fee or a fee based on the number of transactions you complete. Learn about the requirements and fees before you open a checking account so that you can make sure you’re choosing an account with the lowest costs.
  5. Some Accounts Pay Interest. Interest-earning checking accounts pay you to keep money in your account. These accounts often have more requirements such as minimum balances than accounts that don’t pay interest, as Kiplinger notes. But if you’re able to meet the requirements, an interest-earning account could be a good choice.

Are you thinking about opening a checking account soon? Take a look at the accounts Coosa Valley Credit Union offers.