Online banking can seem intimidating if you haven’t tried it for yourself. At Coosa Valley Credit Union, our tellers often hear concerns over whether e-banking is confidential, secure and easy to use. We can assure you that online banking is all of those things — and much, much more! Indeed, a recent study by the Federal Reserve shows that 71 percent of Americans conduct banking transactions over the web. Here are a few of the benefits of going online today for your banking services.

It’s Easy

With so much competition around town, financial institutions want to make your life easier. That’s why e-banking portals are designed for your personal convenience. It’s in your bank’s or credit union’s best interest to make their online banking interface straightforward to navigate and simple to use. After all, they want you to stay a loyal client for years to come! You’ll log in to find your statements, balances and banking options neatly organized in one place.

It’s Convenient

Tired of waiting in line every time you need to make a transaction? Online banking makes it easy to transfer money between accounts or pay bills whenever you need to. Deposit what you owe from this year’s taxes. Cover your rent or mortgage for next month. The possibilities are almost endless. It’s also easy to set up recurring payments, so your bills will be paid on time, and you won’t have to question whether you remembered to mail that check.

It’s Always Open

When you use online banking, the bank never closes. Whether or not your local branch is open, you can still conduct all your transactions online. You aren’t limited to the credit union’s schedule because you’ll be able to transfer money and pay bills from the comfort of home. That means no more dashing from the office to reach the bank before it closes, and no more Sundays spent waiting for your branch to reopen on Monday. You and the other 69 million Americans who do their banking online have a lot on your plate. Thankfully, e-banking fits easily into your life’s unique rhythm.

For more details, click here to read the full article, which originally appeared at www.mycvcu.org.