While I wish had the foresight at age 24 to begin saving $100,000 for retirement by age 30, this awesome gameplan (http://myfinancialjourney.com/archive/100000-in-principal-by-age-30-final-recap) from My Financial Journey reminds me that the primary difference between people with cash saved up and those who don’t is nothing more than forming a simple plan and taking action.

It’s never too late to start saving!